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NEFCU Secured Loans

NEFCU

Share Secured Loan. Ideal for members with no credit history or one that's less-than-perfect. This loan enables you to borrow up to 95% of your available Share account balance at a rate that's based on an index of the current deposit rate.

Term Secured Loan. This loan is also secured by a NEFCU deposit - in this case, a Term Certificate - and may be a good choice for certificate-holders who need money in the short-term but do not want to break their Certificate. The loan rate is based on an index of the Certificate's rate.

Want to know more? Speak to a representative at any NEFCU branch, or at 516.561.0030 or (800) 99-NEFCU outside the LI/NYC area to hear about the terms and conditions of this loan, subject to credit approval. NEFCU's loan program offerings can change at any time.